Built for real paydays in Switzerland

Your bank balance is not what you can spend.

BudgetPuffer reserves upcoming bills and shows one clear number: what is safe to spend until your next salary arrives—even when your pay comes in parts.

Build my free forecast No bank login required
BudgetPuffer Private
FRIDAY, 4 SEPTEMBER

You have room to breathe.

SAFE UNTIL PAYDAYCHF 1’4156 days · CHF 235 safe per day
Today10 Sep
Current balanceCHF 2’115
Bills reservedCHF 500
Safety bufferCHF 200
Salary instalment10 September
+ CHF 800

A calmer way to plan

Three minutes now. One useful number every day.

01

Add today’s balance

Enter only what you can see in your account. No bank credentials or statement upload.

02

Reserve pay and bills

Add each salary instalment and the payments that must be covered before it arrives.

03

Spend with confidence

See your daily allowance, future balance and the first date your plan becomes tight.

Designed for your actual month

When salary arrives twice, monthly budgets lie.

Payday-to-payday forecastingThe next confirmed income closes the current planning window.

Non-monthly billsInsurance, electricity and annual fees stay visible before they surprise you.

Plain languageBuilt for people who want clarity, not accounting terminology.

Start without risk

Free while you prove it helps.

Build a 30-day forecast with one account, one pay rule and five recurring bills. Upgrade only when the extended plan earns its place in your routine.

See plans
FOUNDING ACCESSCHF 25one time · limited early group
  • 90-day forecast
  • Multiple pay instalments
  • Unlimited planned bills
  • Four interface languages